In the fourth episode of the 2026 edition of Gamma Explains, we explore the topic of Wealth Planning – a customised, individualised process of helping people take care of wealth through different phases, such as wealth creation, management, and transmission.
Against this backdrop, Andrea Beltratti (Chairman of the EFG Gamma Foundation and Full Professor at Bocconi University) and Evgenia Goti (Global Head of Wealth Planning, EFG International) provide a definition of wealth planning and the different considerations that may be included in a wealth plan, such as changes in personal, family, or business circumstances. They also discussed today’s landscape of wealth growth, transfer, and mobility across generations and geographies, which further fosters an environment where there is an increased need for individuals and families to structure their wealth properly.
Andrea Beltratti
Andrea Beltratti is Full Professor in the Department of Finance at Bocconi University, Academic Director of the Executive Master in Finance – EMF at SDA Bocconi School of Management, Chairman of Revo Insurance and Chairman of the EFG Gamma Foundation.
He had been Chairman of Eurizon Capital until 2024 and of the Management Board of Intesa Sanpaolo until May 2013.
Andrea has a Ph.D. in Economics from Yale University, where he wrote a dissertation on financial market volatility under the supervision of Prof. Robert Shiller.
He has been member of the Board of Directors of EFAMA (European Fund and Asset Management Association), President of the FEDUF (Fondazione per Educazione Finanziaria), and part of Investment Committees of institutional investors.
Evgenia Goti
Evgenia Goti has been the Global Head of Wealth Planning at EFG since July 2023, and is a member of the Investment & Client Solutions Management Committee. She leads a dedicated team of highly experienced Wealth Planners providing holistic advice on the entire client’s wealth lifecycle.
Evgenia is a qualified tax lawyer and senior Wealth Planner with more than 16 years of experience in the field of wealth planning, advising international UHNWI and their family offices on wealth structuring, asset protection and succession planning and developing wealth structuring services and products. She has an extensive experience in structuring shipping families’ business and private wealth.
Before joining EFG Evgenia worked at Credit Suisse in Zurich, and previously was Senior Tax Associate at Zepos & Yannopoulos in Athens. She holds an LLB from University of Athens, an LLM from University of London and is the author of several publications on international tax with Bloomberg BNA and IBFD and she frequently contributes insights on wealth structuring, family governance and succession planning.
